Bank Tie-up Scheme
Block main
Persons belonging to scheduled castes living below poverty line are eligible under this scheme. (For rural areas Rs.67649/- P.A. and for urban areas Rs.88756/- P.A. per family)
The loan is provided by the banks as per their norms.
SUBSIDY:
Capital subsidy Up To 50% of the total amount subject to
maximum of Rs.10000/-.
SOURCES OF FUNDS:-
Subsidy:
Subsidy is provided by Govt. of India out of SCA.
Loan:
The loan amount is provided by various banks operating in the State. Rate of interest changed by the Banks as per RBI guidelines.
Procedure for taking loan:
Applicants desirous of availing loan can apply on the prescribed application form specified for the scheme, available at the District offices free of cost. There after application complete in all respect is to be submitted in the District office Then the District Manager sponsor the application to the concerned bank branch for joint verification .Cases are sanctioned & subsidy is claimed by the banks. Then these cases are referred to the District level committee chaired by the ADC. The loan is disbursed to the beneficiaries by the banks along with subsidy.
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