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Submitted by admin on Thu, 04/20/2017 - 13:27

The Corporation is providing Loans Directly for Economic up-liftment of the members of the Scheduled Castes in the State of Punjab.

DIRECT LENDING SCHEME

 
PUNJAB SCHEDULED CASTES LAND DEVELOPMENT AND FINANCE CORPORATION, CHANDIGAR ANNEXURE OF LOAN LIMIT RECOVERY AND RATE OF INTEREST
Sr.No. Name of the Scheme Max.Loan Limit Rate of Interest Period of Commencement Period of Recovery Total Installments
1. Purchase of Agricultural Land 30,00,000 8% 6 months 15 year 30 half yearly
2. Redemption of Land 5,00,000 8% -do-- 10 year 20 half yearly
3.

Agricultural Implements
such as Trolly, Thrasher,Sohaga, Seeds and Drills etc.

 Acutal cost 8% -do- -do- -do-
4. Small Scale Industries/ sheds 8,00,000 8% -do- -do- -do-
5. Contractor ship 3,00,000 8% -do- 5 years 19 Quaterly
6.

Purchase of SCO/SCF
(including plot or built-up SCO/SCF

 5,00,000 8% -do- 10 years - 39 Quaterly
7. Printing Press 3,00,000 8% 6 months 5 years 19 Quaterly
8. Poultry Farm Actual cost 8%; 3 months 5 years 20 Quaterly
9. Piggery Farm 75,000 8% -do- -do- -do-
10. Sheep/Goat Farm 75,000 8% -do- -do- 19 Quaterly
11. Installation of Tube well/Pumping Set Actual Cost 8% 6 months 5 years 10 half yearly
12. Motor Spare Parts 3,00,000 8% 2 months 5 years 30 bi-monthly
13. Cycle Spare Parts Business 1,00,000/- 8% -do- -do- -do-
14. Hand Loom / Power Loom / Old Hand Loom 3,00,000 8% -do- -do- -do-
15 Shoe Making other Leather Goods or Shoe Shop 3,00,000 8% -do- -do- -do-
16 Karayana Shop / Book Shop / Genl. Merchant Shop 3,00,000 8% -do- -do- -do-
17. Crockery / Tent house 5,00,000 8% -do- -do- -do-
18. Dry cleaning shop 3,00,000 8% -do- -do- -do-
19. Chemist shop 4,00,000 8% -do- -do- -do-
20. Cloth Business including Ready made Garments 3,00,000 8% -do- -do- -do-
21. Kabaria Shop 2,00,000 8% -do- -do- -do-
22. Purchase of Law Books 2,00,000 8% -do- -do- -do-
23 Flour Mill 4,00,000 8% -do- 7 years 42 bi-monthly
24. Purchase of Medical Equipments (only for Qualified Doctors) 5,00,000 8% 2 Months 5 year 30 bimonthly
25. Dhaba / Restaurant 3,00,000 8% -do- -do- -do-
26. Dairy Farm As per cost 8% -do- -do- -do-
27. Tempoo/Three wheeler,Auto Rickshaw & other Commercial Vehicles Actual Cost 8% -do- -do- 59 monthly
28. Wood Business/Coal depot 2,00,000 8% -do- -do- 30 bimonthly
29. Turi Tall 1,00,000 8% -do- -do- -do-
30. Vegetable Shop 50,000 8% -do- -do- -do-
31. Bakery Shop 2,00,000 8% -do- -do- -do-
32. Furniture shop 4,00,000 8% -do- -do- -do-
33. Meat Shop 1,00,000 8% -do- -do- -do-
34. Agencies/Dealerships Actual cost or above 5 .00 Lacs 8% -do- -do- -do-
35. Petrol pump 10,00,000 8% 6 months 7 years 39 bimonthly
36 Cement shop   5,00,000 8% 2 months 5 years 30 bimonthly
37. Iron and Hardware shop 5,00,000 8% 2 monthly -do- -do-
38. To go abroad for employment / Higher Education (after getting the certificate from the concerned embassy of the country affirmed by the competent authority) 10,00,000 8%   5 years 55 monthly installments
39. Medical lab 5,00,000/- 8% 4 monthly 5 years 29 bimonthly
40 For Higher Study; Degree Diplomas, MBBS, BDS, Engg Veterinary, Agriculture, M.Sc Draftsman Architecture LLB, Mass Communication etc. In First year Rs.1.50 Lacs, After that max 7.50 Lacs .

8%

 

 After six months of completion of course 5 years 55 monthly installments
41 Schemes being Implemented in collaboration with National corporations viz. NSFDC, NHFDC, NSKFDC According to the rules of corp. 8% According to the rules of corp. 5 years According to the rules of corp.
42. Photostat Machine Actual cost 8% 2 monthly 5 years 30 bimonthly
43. Document centre

3,00,000

 8% 2 monthly 5 years 30 bimonthly
44. Cyber cafe 3,00,000 8% 4 monthly 5 years 29 bimonthly
45. Botique/Fashoin Designing 3,00,000 8% 2 monthly 5 years 30 bimonthly
46. Moblie phone shop 2,00,000 8% 2 monthly 5 years 30 bimonthly
47. A.C Refergator repair 2,00,000 8% 2 monthly 5 years 30 bimonthly
48. Electronic repair shop 2,00,000 8% 2 monthly 5 years 30 bimonthly
49. Plumber. 1,00,000 8% 2 monthly 5 years 30 bimonthly
50.. Other Bussiness not Incluled in the above mentioned schemes

actual price or max 3.00 Lacs .

 8% 2 monthly 5 years 30 bimonthly

 5%   Upto 50,000/-       

 8%   above 50,000/-